Damage Claims Process

A fair, transparent process for resolving damage claims between hosts and guests.

Step-by-Step Timeline

Step 1

Document Damage

Take photos and video of all damage within hours of vehicle return. Use the in-app condition report to compare pre-trip and post-trip vehicle state.

Step 2

Host Files Claim

The host has 7 days from the trip end date to file a damage claim through their dashboard. Claims must include photo/video evidence, a description of the damage, and repair cost estimates.

Step 3

Guest Responds

The guest has 3 business days to review the claim and respond. Guests may acknowledge the damage, provide counter-evidence, or dispute the claim with their own documentation.

Step 4

Platform Review

Rival RV reviews all evidence from both parties. Our resolution team examines photos, condition reports, timestamps, and repair estimates. Maximum review period is 14 days.

Step 5

Resolution

Based on the review, the security deposit is either released, partially captured, or fully captured. If the damage exceeds the deposit, additional charges may apply through insurance.

What Qualifies

  • Exterior damage (dents, scratches, broken lights, awning damage)
  • Interior damage (tears, stains, burns, broken fixtures)
  • Mechanical damage caused by renter (engine, transmission, drivetrain)
  • Cleaning beyond normal use (excessive mess, odor removal, biohazard)
  • Missing equipment or accessories
  • Tire or wheel damage
  • Water system damage from improper use

What Does NOT Qualify

  • Normal wear and tear (minor scuffs, road debris chips)
  • Pre-existing damage documented in the pre-trip condition report
  • Mechanical issues not caused by the renter (age-related failures)
  • Cosmetic issues that were present before the trip
  • Damage reported after the 7-day filing window
  • Claims without photographic evidence
  • Alleged damage contradicted by pre-trip photos

Security Deposit Details

Hold Amount

$500 – $1,500

Set by host per listing. Authorized at booking, not charged.

Release Timeline

3 business days

After trip ends, if no claim is filed by the host.

If a damage claim is filed, the hold remains in place until the claim is resolved. Depending on the outcome:

  • Claim rejected: Full deposit hold is released within 3 business days of resolution.
  • Partial capture: Only the amount needed to cover documented damages is charged. The remainder is released.
  • Full capture: The entire deposit is charged to cover damages up to the deposit amount.
  • Exceeds deposit: If damages exceed the deposit, the insurance claim process is initiated for the remaining amount.

Dispute Escalation

If either party disagrees with the initial resolution, the following escalation process is available:

1

Mediation

Our resolution team conducts a thorough secondary review with additional evidence gathering. Both parties may submit supplemental documentation.

2

Binding Arbitration

If mediation does not resolve the dispute, either party may request binding arbitration under AAA Consumer Arbitration Rules, as outlined in our Terms of Service.

Tips for Hosts

  • Document your vehicle thoroughly before every trip with timestamped photos and video
  • Use the in-app condition report for a standardized record
  • Photograph all angles: exterior (all 4 sides, roof), interior (every room, surfaces, floors), mechanical (odometer, generator hours)
  • Note pre-existing damage in the condition report so it cannot be attributed to the guest
  • Inspect the vehicle within hours of return, not days later
  • Keep repair receipts and estimates from certified mechanics

Tips for Guests

  • Complete the pre-trip condition report before driving away
  • Photograph any existing damage you notice during the walkthrough
  • Take your own photos of the vehicle before and after your trip
  • Communicate any issues to the host immediately via the in-app messaging
  • Report accidents or mechanical failures as soon as they occur
  • Keep records of your communications with the host throughout the trip

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